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Securities Business FinTech in Saudi Arabia

Opportunity overview

Launching a financial technology (FinTech) platform in the financial securities business in KSA, the security activities are defined under many business models including Equity Crowd Funding, Robo-advisory, security tokens offering (STO).

Explore the potential to establish a FinTech platform focused on securities business in Saudi Arabia. The country’s financial sector is experiencing a rapid transformation, supported by government initiatives and a thriving startup ecosystem. This opportunity targets equity crowdfunding, robo-advisory, and security token offerings (STOs).

Key Highlights

Investment Growth :
  • Equity crowdfunding: 270% growth in value (Q2 2021–Q3 2022)
  • Debt-focused FinTechs: 72% growth in value (Q3 2021–Q3 2022)
  • Overall FinTech investments: Exceeding SAR 1 billion
Market Size :

Robust growth in FinTech-driven securities activities, with increasing international and regional interest in Saudi Arabia’s capital markets.

Location

Eastern Province, a hub for oil and gas development, petrochemical expansion, and industrial growth.

Market Drivers

  • Tech-savvy and growing population with increasing financial inclusion.
  • Government-backed incentives for SMEs through initiatives like Kafala and SVC.
  • Alignment with Vision 2030 and the Financial Sector Development Program (FSDP).

Why Invest in Saudi Arabia ?

  • Dynamic FinTech ecosystem supported by regulatory advancements and infrastructure.
  • Access to a thriving VC/PE market and internationalization of the financial sector.
  • Strong digitization trends, with Saudi Arabia emerging as a hub for advanced financial technologies.

Additional Highlights

  • Significant opportunities for scalability and localization within the GCC and beyond.
  • Support from key stakeholders like the Capital Market Authority, FinTech Saudi, and the Financial Sector Development Program.